Kisan Credit Card Application Status

1. Ensures Adequate Credit: It guarantees the farmer a clear, pre-sanctioned Maximum Permissible Limit (MPL), ensuring adequate and timely access to funds for their agricultural cycle. 
2. Covers Comprehensive Needs: The limit of calculation incorporates expenses for crop cultivation, post-harvest costs, consumption, and long-term investment credit. 
3. Accounts for Inflation: It includes an annual notional hike (typically 10%) to adjust for cost escalation in farming operations over the five-year tenure. 
4. Simplifies Accounting: It mandates the bifurcation of the limit into short-term cash credit and term loan sub-limits for operational ease and distinct interest/repayment applications. 
5. Facilitates Subsidy Access: Separate sub-limits allow for the proper application of government benefits like interest subvention on short-term crop loans. 
6. Provides Drawing Flexibility: The farmer can utilize the short-term cash credit limit at their convenience to match the financial needs of their proposed cropping pattern.

Eligibility Criteria to Apply for Kisan Credit Card Scheme:

The eligibility criteria for the Kisan Credit Card (KCC) scheme are:

1. Farmers - Individual/Joint Borrowers who are owner cultivators.
2. Tenant Farmers, Oral Lessees & Share Croppers.
3. Self Help Groups (SHGs) or Joint Liability Groups (JLGs) of farmers, which can include tenant farmers and share croppers.

How to Apply for Kisan Credit Card Scheme?

You can apply for the KCC scheme online as well as offline. The procedure for submitting an application is given below:

Online Application Process

Follow the steps given below to submit an online application for KCC:

1. Step 1: Visit the bank's website where you wish to apply for the KCC scheme.
2. Step 2: Choose the Kisan Credit Card option from the list of services.
3. Step 3: Click on the 'Apply' option to be redirected to the application page.
4. Step 4: Fill the form with all the required details.
5. Step 5: Click 'Submit'. An application reference number will be sent to you.
6. Step 6: If you are eligible, the bank will contact you within 3-4 working days for further processing.

Offline Application Process

The application process can also be completed in an offline mode by following the given steps:

1. Step 1: Visit a branch of the bank where you want to apply.
2. Step 2: Obtain the KCC application form.
3. Step 3: Fill out the form and submit it along with all the required documents (ID proof, address proof, proof of landholding, cropping pattern, etc.).
4. Step 4: The bank will process your application and, upon sanction, inform you to complete the remaining formalities.

How to Check Your Credit Card Application via Kisan Credit Card Website?

Step 1: Go to the CSC PM KCC Portal, by visiting the website, to https://eseva.csccloud.in/KCC/Default.aspx.

Step 2: Now, log into the portal using your CSC ID and the password.

Step 3: Select 'View Status'.

Step 4: You will be redirected to a new page you need to enter your Kisan credit card application ID.

Step 5: Now, you will be able to see the PM KCC Application Status will come in front of you.

How to Check Your Credit Card Application via a Common Service Center?    

You can check the application status by visiting the Common Service Center (CSC) where you have applied for the card with the slip containing your Application ID and/or a reference number. On visiting the center, you can approach the designated officer and check your application status. 

Keep in mind that you can track the status of your credit card application only after 6 to 7 days of having applied for the card.

What are the Reasons for not getting any Response from the API Server?

 There are three major reasons why you will see no response from server API: 

1. All PM KCC applications are not being accepted in the district from where you applied.
2. Your bank with which the account is not accepting any online applications for Kisan credit cards. 
3. The PM farmer database has not been merged with the PM KCC database.

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